The 3 Ways To Become A Millionaire

How many millionaires are there in the United States? What If I told you that just in 2018, 700K people became millionaires. And now try to guess the total number, it's in millions, to be exact, there are over 11 million millionaires just here in the US! And now try to imagine how many millionaires are there worldwide! the world is actually filled with millionaires! Every single day, thousands of people join the club. However, If you give it a closer look, all millionaires can be divided into 3 categories, because, there are essentially 3 ways to become a self-made millionaire unless your dad will give you a small loan of a million-dollar, and that will be the fourth way. By the way, contrary to the popular belief. Only 20 percent of millionaires have inherited their wealth, the other 80 percent made it with their blood and sweat. In fact, out of 2604 billionaires worldwide, 56% of them are self-made. So even if you are not born with a silver spoon in your mouth, your chances to become one are reasonable. There are basically 3 financially paths you can take! Sidewalk, Slow lane, and The Fast lane!

1. Slow lane is get rich slow formula, or get rich old where you will be on a wheelchair! The Slow lane is your typical parent's advice: Go to school, get good grades, graduate, get a good job, save 10%, invest in the stock market, max your 401k, clip coupons…then, someday, when you are, oh, 65, maybe 70 years old, you will be rich. Congratulations, you have made it! The problem with the Slow lane is that you will have to sacrifice your entire life so that you can live your dream life when you are in a wheelchair. Which I don't really like because once you are old, you can’t get back young again, and Time is out of your hands. So as your income, you can’t double it or triple it every year, try asking your boss for a 100 percent raise, you will most likely get fired! So, If you decide to take this path, remember, you are not going to drive that Ferrari while you are young, you are not goanna travel and have adventures because it's quite difficult to do that when you are 70. You will live like a slave waiting for Friday to celebrate your freedom and then get back to slavery on Monday. If Buffet started investing when he was just 11 years and only made his first million by the age of 31. How long do you think it will take you to make even a million dollars when you haven’t even invested a single dime in the stock market yet and you are 25! Nonetheless, it’s probably the best strategy for most people.
Although you will have a boring mediocre life, you will have a financial plan that works! Even if it's not exciting. You will be a millionaire in 30 or 40 years. In fact, a considerable number of millionaires in the US have taken this path. It's safe, secure and guaranteed and better than the second option - The Sidewalk.

2. Sidewalker: The Sildewalkers are usually one step away from bankruptcy, because they are more bothered about living their dream life today and aren’t much into the future. They can even make millions of dollars but still, end up poor like a professional athlete or an actor. Your album fails, you get injured, and you get homeless and file for bankruptcy. Even if you have a prosperous carrier, chances that you will remain a millionaire after you retire are really low. 78% of NFL players are either bankrupt or under financial stress within 2 years of retirement. 60 percent of NBA players go bankrupt after 5 years of ending their career. Imagine making millions of dollars but still go broke. It sounds unbelievable, but that’s what happens when you decide to become a pro athlete. There isn't time for financial education, you have to work hard day and night to be at the top, and there will be people who are more talented than you or simply have better genetics. The numbers of athletes who end up making it to the pro level are less than 1 percent. While you are having the greatest years of your career, you get used to a certain lifestyle that’s completely taken care by your multimillion dollar salary, and once you retire its difficult to get back to an average life. So you go broke in few years. The numbers of athletes who build a sustainable business while making it to the top like Michael Jordan are an extremely small minority. And even those who end up earning 400 million dollars like Tyson did can still go absolutely broke! The worst part about it is that. With the rise of social media, everyone is taking the sidewalk. You pull out your phone and see how these people are driving ferries and living their dream lives. and You don't want to be left behind, You might be working hard, but whatever money you make, you spend it on the next great gadget, on the next trip so that you have something to post on your Instagram. On a more expensive car. Sidewalkers are trapped in such a lifestyle where they are driven by their urgent instant need for pleasure. Every dime you make will directly go to your car payment, clothes, whatever. You are not worried about the future because you think that someday, sometime in the future you will hit big. but you most probably won't. So it's not the wisest option to take!

3. Fast lane And then there is the Fast lane. The whole idea behind it is that, instead of sacrificing today for tomorrow or tomorrow for today. Get out and provide value to as many people as possible. You see most of us are consumers because to provide value, you need to have something first. And most people do not take the time and effort to build themselves up to a point where they will have something to give. Mark Zuckerberg became a billionaire in just a few years because he provided a platform to millions of people to socialize. If you give it a closer a look, the purpose of any business is to give value in different ways, the store besides your house provides you with the groceries, the restaurant downside the road provides you with the food. Your favorite YouTuber provides you with content that you find interesting. Amazon saves you the time and makes shopping much easier! And what makes this path much more appealing than the other two, There is no limit to how much you can make! You want to triple your income in the next 3 month, It's under your control! You don't have to beg your boss for a 5 percent raise like the Slowlaners do. And you are not scarifying your future like the sidewalks do because Fastlaners take that money and buy real estate, patents, businesses that will keep raising their income.
The challenge with the Fastlane is that you will have to spend first an enormous amount of time to create something that will truly bring value to a substantial number of people. Of course, it's not easy, and most people would never be able to do that, because the other path looks more appealing since that’s what being rich means to most people. But  “When you finance an $80,000 Mercedes Benz over six years because that's all you could afford, that isn't wealth, but the impersonation of wealth. You are Fooling yourself. It still blows my mind how people travel while not having even a thousand dollars in their savings account. Wealth isn't embodied in a car or clothes but in the freedom to know that you can buy it. That's why it's easy to find self-made not only millionaire but billionaires who are cheap because they know that they have the freedom to afford pretty much anything anytime they want. On the other side, you have people who haven't paid their students loans yet but are completely comfortable to take another loan to show everyone how successful they are. People don’t choose to be poor.
They make poor decisions that slowly lead them into that direction. Conclusion  So here are the 3 financial roads that you can take to become a millionaire. Of course, the Fastlane is the most rewarding one where you can become a millionaire in just a few years and stay one for the rest of your life., but its also the most challenging one, which is why most people won't take it, but being a Sidewalker isn't sustainable, that's why the Slowlane is probably the best option for most people. This Article is based on a book, the Millionaire Fastlane by MJ Demarco, It's a brilliant read which I recommend to everyone. It's quite different from all other books on this subject.

Why The Rich End up Poor But The Wealthy Enjoy Life

Why The Rich End up Poor But The Wealthy Enjoy Life

In 1997 Robert Kiyosaki published a personal finance book called Rich Dad Poor Dad. The book instantly became a phenomenal success and in no time catapulted Kiyosaki to the world of fame. In one of his books he mentions that there is a disparity between being rich and being wealthy and he went on and said something surprising that the rich have lots of money but the wealthy don't worry about money. And I found this very interesting because I've always thought that the two go hand in glove that if you're rich then you're also wealthy and that if you're wealthy then you're probably living a very comfortable life. But this isn't always true, when I think about someone who's rich, I think about someone with a lot of money and I typically think about someone who's quite showy with their money.

They drive fancy cars and live in a fancy house they wear fancy clothes and eat at fancy restaurants. Growing up I wanted to be rich, I wanted to own a big house, live in a fancy neighbourhood, drive a luxury car and buy expensive clothes, I wanted to sit in the best seats at sporting events and travel the world any time I wished. Heck I wanted to go to Mars and I've got to be honest some of those things still sound good to me now.
Kiyosaki said the rich have lots of money but the wealthy don't worry about money. I thought about this for a while, the wealthy don't worry about money. Growing up I've lived in a relatively financially stable family, we're not rich but we're not poor either we're middle-class if you will. Both my parents work nine to five jobs and they work really hard to provide for me and my siblings somehow they've managed to pay for mine in my siblings tuition while at the same time making sure we have food to eat and a roof over our heads. I can't say things have always been rosy there have been months where money was a serious concern and we weren't sure whether they would manage to pay for all our tuition, bills, and expenses. I watched my parents struggle and I didn't ever want to live a life like that and when I read that statement the wealthy don't worry about money.

I thought to myself well that must be a really nice thing to have. Imagine never having to ever worry about money, who wouldn't want that? I want to be wealthy and rich so I decided to do a bit of digging to try and find out the difference you see having lots of money is nice and all but I believe not ever having to worry about money is even better. So after a bit of research this is what I found out and I think this might surprise you a lot. There actually is a difference between being rich and being wealthy. The simple difference between a rich person and a wealthy person is that a wealthy person has sustainable wealth, in other words a wealthy person will always be wealthy. Whereas someone who is merely rich will only be rich for a short period of time until the money runs out. I'm sure a lot of you have heard stories of rich actors, celebrities, professional athletes and so on who were once living fancy lifestyles with big houses, nice cars, expensive clothes and vacationing all over the world, but are now on the verge of financial bankruptcy because of poor financial skills and trying to sustain this kind of lifestyle for many years.

You've heard of the lottery winner who went to bed one night in debt and woke up the next day an instant millionaire, but due to poor financial management, ends back up where they started or in an even worse situation. So let's use Lucas as an example, Lucas is a surgeon with an annual income of $310,000 most of this income is earned from his work with only 5% coming from some investments a couple of his colleagues enticed him to invest in. By all accounts and standards, Lucas is a rich man, he has a big house, he's living in a good neighborhood, he has two luxury cars, one for himself and the other he bought for his wife. His children go to good private schools and he has membership in the local Country Club. So clearly Lucas has lots of money at his disposal, so he uses this money to make sure he fits in and looks the part of a respectable surgeon in society, obviously Lucas has expenses, as does every other person, he has a mortgage to pay, he has transportation costs, he has to feed his young family, he has to pay health insurance, he has to pay taxes, he has to put aside money for his kid's college fund and he has to buy another expensive anniversary gift this year. Did I mention the annual vacation he takes with his family? When you subtract these expenditures from his annual income, then remove the savings and the little investments he makes here and there, Lucas is not left with much. In total Lucas spends about $21,500 every month on expenditures and he has savings amounting to $43,500 in his bank account. And so since wealth is defined as the status of an individual's financial resources to sustain the individual's way of living, for a long period of time even if the individual stops working.

In essence, this is money coming in on a consistent basis that's able to sustain your current standard of living for many years. This means that should Lucas lose his job today together with all the benefits accruing from it, Lucas should be able to feed his family for only two months. After which he'll immediately need to find an alternative source of income. Lucas is rich, he's not wealthy. Now let's look at an example of a wealthy person. Kiyosaki said that while the rich have lots of money the wealthy don't really have to worry about money. Let's look at Bill Gates. Bill Gates is one of the richest men in the world he's a business magnate, an investor, a philanthropist, a humanitarian and an author. As of early 2018, Bill Gates was worth a mammoth $97.4 Billion Dollars. It's estimated that every second, Bill Gates earns about one hundred and thirty dollars, which translates to around $78,000 every minute. This is to say that in an hour bill makes more money than Lucas earns after a whole year of working, yet Lucas is considered rich. Being wealthy is essentially being financially free.

This means that you don't live paycheck to paycheck and you don't necessarily need to make any more money over a long period of time, because you have enough money saved or passive income flowing in from your assets and investments to maintain your current lifestyle for the rest of your life. Bill Gates doesn't actively work for the $135 that he made this second or the almost $78,000 he will learn by the end of this video. This is passive income that he gets in his sleep when he is playing golf and when he is giving away four billion dollars annually to cause us that he cares about. Wealth is sustainable richness, basically a rich person who never runs out of money. If Lucas quits his job today, he will most likely get bumped into the middle-class. If Bill Gates decided to retire today and become a sedentary person who eats sleeps and eats again, he could maintain his current lifestyle for the next 213 years. But you don't necessarily need to have gates kind of money, or own a large business like Microsoft. As long as you have income flowing in that you're not directly working for, such that if you were to stop working today but you can still maintain your current standard of living, then you are considered wealthy.

Usually when you think of a rich person, you think of someone who buys both their wants and their needs. You know the $5,000 suit, the $3,000 watch, a luxury imported car, usually German made. The big house on the beach and so on. Just because someone exhibits these "Rich behavior’s" it doesn't mean that they have their personal finances in order, sometimes these people you consider rich are actually living paycheck to paycheck or drowning in debt. Many people who say I want to be rich aren't actually looking for financial security, what they want is the social status and prestige they associate with a million dollars Club. So now I pose this question to you, do you want to be rich or do you want to be wealthy? and if so how?

3 Best Best Habits of Rich People

3 Best Best Habits of Rich People

By: John Crestani

Have you ever wondered why you struggle financially? Why you always seem to have no money at the end of every month? Or you've never been able to save up enough for your retirement? Well, the reason is because you have the habits of poor people. And the thing is rich people have different habits. 
And in this Article, I'm going to be going over the 3 habits of rich people that allow them to continue making more money. It's not an act. Getting rich is not just an act. It's not like you pick up a lottery ticket and suddenly you're rich. It's not luck. It's a habit, it's a process that can be learned. And I'm going to be going over these 3 elements that are going to help you get embody the habits of rich people. 
Keep reading and take notes and help take your life to the next level. So, I've made millions of dollars in my internet business. I have enough money to retire. And the thing you need to know is that rich people and poor people have very different habits. And you know, we do the same things every day. We just kind of go by the same cycle all the time. And in order to change you know your bank account from being less than a desirable to the point where you get excited to look at every time, your bank has more money in it. You've got to change up your essential habits. And these 3 things are the essential habits of rich people that I'm going to try to distill for you. I don't know everything. You know, I'm not saying this is the ultimate. You know, I'm not a billionaire but these are 3 things that I found that are very different from people with poor mindsets and rich mindsets. 
Now, the first thing is that rich people count their money, okay? Count their money. Now, you would think that somebody like me you know, I'm making hundreds of thousands of dollars a month in my business would not feel the need to actually count all of my costs and look at what each line item on my credit card I was spending money on. And use mint and kind of categorize my expenses and where I'm over, where I'm under. But the reality is, is that I spend and many of the people I know who are very wealthy are crazy about counting where their money's going. Where it's coming from.  Knowing exactly all of these different elements about their money. Poor people, they get a bill and they say, "Ugh!" You know, they get a tax bill at the end of the year that might be one of the only times they actually count their money. And poor people get a tax bill and they say, "Ugh! Screw it. Got to pay it." And they send their money to the government, right? But rich people, what we do is we look at the tax but when we say, "Hmm. Cool. Opportunity for negotiation. I wonder how much I can get this down." And I'm in the highest tax bracket, income wise and I probably paid closer to the lowest tax bracket because I negotiated. I found the deductions. I hired somebody who was knowledgeable in this space for a fraction of the money that it costs to save me the hundreds of thousands of dollars I did. So, we count our money. We figure out where it's coming from. What we can do to maximize things. What we can do to save things. We don't just go out and say, "Oh! Cool. I have a thousand dollars left in my bank account at the end of the month.
" Now, the second thing about rich people is that rich people pay themselves first. Pay yourself first. Okay. Now, paying yourself first does not mean buying yourself that car, getting yourself a vacation to reward yourself or it doesn't mean any of that stuff. What paying yourself first means is actually paying yourself a salary. Putting that money into 401k. Saving that up. Putting that in you know, expense everything you can through your business or through your company or whatever you do. You know, even as an employee, you can set up an LLC and expense everything through there but you pay yourself first, okay? I'm saving up money every single month even though I have very high earning power and I very high confidence in my business doing well. I always make sure that at the end of the day I am always making money before anybody else. It always happens. I'm saving up money for myself in my personal bank account, my 401k, etc. Pay yourself first and you'll do better. 
Now, the third part of this is know how to improve your income. Now, I just got to take off my jacket for this because this part makes me angry. And people don't understand this. Knowing how to improve your income, you need to go to what I call the money equation, okay? What is your money equation? Do you even know what your money equation is? Everybody has a money equation attached to the back of their head. And you are only going to ever be as good as your money equation. Now, let's look at this, right? So, let's say you're working a job. You're getting paid $20 an hour, right? Your money equation is hours times $20, right? Very simple. The most your money equation can ever be is 168 which is the number of hours in a week times $20. Therefore the most money you can possibly ever make is around $12,000 a month, right? So now, you have a number. You know the most you can possibly ever hope to earn is 20 times the number of hours a week. But that's not feasible to actually do. You know, so you have to account for sleep and some of these other things. But either way, you have a very clear maximum to the amount of money. You can make this doesn't give a lot of opportunity for improvement. And even if you go for raises or promotions, probably the most you will get a raise for is up to 20% of your income. 
So, that 12,000 you could times it by 1.2 and the most your money equation will ever get up to is about you know, 14-15 thousand dollars. So, that is a very real number. Your range is determined by the number of hours. Now, similarly, if you're working a salary job, your money equation is salary times the year. It's very simple. And that's the most you can ever make. Now, if you want to save up for retirement, if you want to save up money, if you're working in a big city, 12,000 a month isn't necessarily going to give you a lot of money to save you. In fact, $12,000 a month is actually just above the poverty line in San Francisco. So, you need to change your money equation. Another example of a money equation is if you are running an agency. Or if you're you know working on clients like a social media marketing agency like I used to do. I could only handle about 5 to 10 clients per month. 10 clients per month max was the amount of clients that I could handle. You know, just each client took more time. So my money equation was basically, I was charging $500 and it was times 10, okay? Now, my money equation was very limited, okay? And I had to change. You know, but my equation was basically clients times 10. Because I knew that was the most number of clients that I could personally deal with Phone calls and campaign builds and landing page builds per month. But I had a very easy way to change this. And I remember I went to an event in 2012, right? I was never able to replace the income I made from my job. I was making 6,000 a month and I could only manage 10 clients a month part-time. 
Now, I went to this seminar. And this really tall man with big teeth and big hands, he forced me to question myself and ask me. And by the way, if you know who this really tall man with big teeth and big hands is type it in the comments. I'll give a big virtual hug to everybody who knows who I'm talking about. But this person asked me to question what am I doing. And if I continue going the same route, will I ever get to my goal? And I realized my equation is wrong. And I've got to change my equation. Now, my equation was I charged each client $500 per month. But when I realized that this I could change that. And I realized that I could change my own wealth equation and I could start charging clients $10,000 a month, right? This is what I did. And I realized I could do and I could make as much as $100,000 a month which is what I wanted to get to. I changed my wealth equation around. And I was able to get there. 
Within a few months, I got 3 clients that were paying me $10,000 a month. Now, I had to talk to different people. I had to change up a little bit of what I was offering. Really, actually I just had to find new places, new prospects to talk to. And I was able to get to my goal a few years later of $100,000 a month in my business. 2 or 3 years later, I got there. And that was life-changing. But you have to understand know how to improve your income. Know your wealth equation and you will be able to figure out what you need to improve it. Now, I teach affiliate marketing and affiliate marketing is based on results. If you can sell one of these products, you'll get $50. If you sell 10 of these products, you'll get $500. So your wealth equation is based on results that you get for company. The results equation, the money equation built in allows for exponential growth. 
Allows for unrealistic incomes by modern day standards. And if you just start mining in the right place, if you just start doing a business where your money equation allows you to reach whatever income goal you want, you can get there. But the point is you need to change your money equation around first. 

Let's start realizing that poor and rich, they're mindsets put in to us by the media, by society, by the education system and by our family and we can change that around if we want to. So, dedicate yourself to getting there.

7 Apps That Will Pay You Via PayPal Money For FREE

7 Apps That Will Pay You Via PayPal Money For FREE

By: John Crestani

What up Readers? We're going over 7 apps that pay via PayPal. These are apps that cost no money to sign up for. You can get started with very quickly. I'm going to be going over these 7 things. It's so easy. Some of these are like... You can play a game and make money via PayPal. You can take pictures and make money via PayPal You can even watch videos online and get paid money via PayPal. So, lets get in. i'm going to show you everything right here on my computer of how it all works. Let's get it.  

Here is list of 7 apps that pay via PayPal for FREE! 

1.  Feature Points - https://featurepoints.com/ 

2.  App Trailers - http://apptrailers.com/ 

3.  MNFST - https://mnfst.com/ 

4.  Field Agent - https://www.fieldagent.net/ 

5.  Ibotta - https://home.ibotta.com/ 

6.  Play & Win - https://www.playandwinapp.com/ 

7.  BuzzBreak - https://buzzbreak.news/ 

Okay, so the first site here is called feature points.  And it is a site where you can get rewarded for doing surveys online. And you can get paid... Look at this. They pay you a couple different ways. You can get gift cards for all of your favorite stores. You can get gift cards for steam. Steam fans here. Any gamers? Any gamers? Let me know what video game are you playing? You know, I I'm looking for new RPGs to play on as a side note. So, let me know. Which is getting old? And that you can get paid via PayPal right there. So, you can get that money via PayPal for taking surveys and it's good on the Apple Store and the Google Play Store. Go download it. They've paid out over 5 million dollars. Almost 6 million dollars. And they've been around for a while so this is a great app to use and there's a lot of stuff. Look at this. Complete surveys, earn points, answer questions and get paid, okay? Do you own a dog? What car do you drive? Etc. So, very easy. 

This next one is insane. I mean the ways you can make money now are just so exciting. Now, what if this one is... It's called apptrailers.com. And what you can get with this is you can get paid via PayPal for watching movie trailers. Yeah? "I don't get it"? You can watch movie trailers. Watch trailers of hot apps and get points. And what's even better. So, you see right here app trailers. Can see apptrailers.com right there and it's on both the Apple Store and the Google Play Store. So, no matter what kind of phone you have, it'll work. If you have a Microsoft phone, shame on you, okay? But that's basically how it works. Watch trailers of hot apps, collect reward points and turn those reward points in for gift cards or for PayPal. So again, you can get that money via gift cards or PayPal money, okay? If you'd rather have it as an Amazon gift card, do whatever. Either way, it's your money.

 This next one is interesting. Manifest. Now what this is is it's kind of like affiliate marketing for charities. So, basically by spreading awareness about charities and helping charities raise money, you actually can get paid. Check this out. So it says withdraw instantly or donate to the cause and you could say, "Withdraw to PayPal or donate to a charity of your choice." I know what I'm doing. As you see here, it's not as big of a site. You know they haven't paid out as much as like feature points for instance. Let's see right here. Our users earned $196,000. So, you're not going become a millionaire doing this. In fact, there's thousands of people using it. Probably aren't going to make that much money doing this. And the other difficulty about this is that if your friends are broke and they don't have money that you donate, it might not work out. But maybe you have a lot of friends who are into charities or whatever and donating and they're kind of like those social liberal people. And they want to just donate. And that's great. Then you can make money sharing causes with them. But it once again, keep in mind that the same as this and as well as a lot of these things are you're not going to necessarily become a millionaire. These are very simple tasks.. Give big like for just ways that you know, getting paypal money if you're going to do this. 

So, the next tactic is called field agent. Now, this one's kind of neat because field agents sounds kind of like secret agent, right? And you kind of are a secret agent in a sense. Now, if you check out my computer right here, you see these kind of sneaky super agent glasses and that's what you are? You are a mystery shopper or what's called a secret shopper. And what you do... Your job is to go in and take pictures of stores. Yeah. So, you actually have to go into stores. This looks like a Trader Joe's, right? Or this you know a Walmart and you have to take pictures of other companies packaging or brands or you know, their displays because what it is is behind field agent at the very top are very big companies. They work with very big brands like Target or you know Walmart, etc. And they want to get competitive intelligence on what their competitors stores are doing and you are the secret agent to take pictures of it and you get paid for checking out and taking those pictures of the store. See here's somebody they get a picture inside a store of a sunblock right there. So, the way you start this is you have to download the app and you can start using and they will pay you via either iPhone or Android device and you could get paid via PayPal. Really fun stuff. I don't know if this is available in all countries. But the chance to be a secret agent, I mean, that that sounds pretty cool and get paid. Okay, so I'm going to go through these last for you ones pretty quick. But it's pretty fast explain. 

They're so simple but ebotta is great because if you're already shopping online then you can actually get cash back on your purchases, okay? So, this is kind of an obvious one. Instead of the credit card companies making money, you're just getting more cash back on your purchases on things you're already spending money on. Play and win. This is literally a way you can make money playing games online. And get via PayPal. So very easy. Again, you're not going to become a millionaire doing it but you'll make money and then buzz break. Buzz break is you can get paid PayPal money for reading the news. I'm on the site right here. It's spelled ibotta, right? I-B-O-T-T-A. And the way it works is just simple. You get them cash back on everyday purchases. And really all this app is it's it's kind of like affiliate arbitrage. It's kind of like buying products through your own affiliate link. If you were to do that. I mean you could buy products for your own affiliate link on Amazon and get 5% of that money back. So, this is just a way for you to do that. They keep some of the money themselves and they give you some of the money back for you. So, easy way. You know, usually works only for like... If you're buying you know look they're like diapers or stuff that's commonly available online. 

The next app is called play and win app. And as you see, it's available on Google Play and Apple Store and you just download this game and you can make money. And you can see here all the winners right here. You see this guy earn $10, nine hours ago. this guy earned $10 nineteen hours ago. what did he say? "It is so great to be a winner. Thank you." Wait, this is pretty funny. Okay, so people are winning. People are winning $10. So you can make ten dollars winning this. Looks like a lot of people are doing this. I'm just going one more this. I don't understand what any of these people are saying but they're winning. So.. And they look happy. So that's great. Okay, they're getting money be a paypal. 

Now, let's check out buzz break news. And buzz break read the news earn free cash. Pretty self-explanatory, Google Play, app store. Download the app and you can start reading News and making money. Whoo! Yes, okay. That is a lot of ways you can make money. If you are not making some internet money, if you're like, "I can't make money on the internet." You're wrong. It's easy. So start doing it you're not going to become a millionaire doing these methods. You want to become a millionaire, join my money club. Right up next to the subscribe button. 50 bucks a month, 2 times a month. You get to talk with me, you get a lot of my free trainings. But if you are interested in these, make sure you type in the comments which was the most interesting thing here. Because I'm actually going to go... I'm going to download one of these into... I just want to see it for myself. So, let me know which was the most interesting way of making money for you because I'm actually going to try something out. And I want to see how much money I can make in an hour. So do this. Let me know. Subscribe to the channel. Make some money. Start your internet business. Join the money club. Set your mind free. Stop being a slave to social media. Quit your job, drop out of college. Make money and take back control of your life. I'll talk to you soon. 

This Is Why You Don't Succeed - Simon Sinek on The Millennial Generation

This Is Why You Don't Succeed - Simon Sinek on The Millennial Generation

I have yet to give a speech or have a meeting where somebody doesn't ask me the Millennial question. What's the millennial question? 
Apparently Millennial’s as a generation which is a group of people who were born approximately in 1984 and after are tough to manage and they're accused of being entitled and narcissistic self-interested, unfocused, lazy but entitled is the big one and because they confound leadership. So much what's happening as leaders are asking the Millennial’s what do you want? and Millennials are saying we want to work in a place with purpose, love that we want make an impact. You know whatever that means we want free food and bean bags and so somebody articulates some sort of purpose. There's lots of free food and there's bean bags and yet for some reason they are still not happy and that's because they're missing this. There's a missing piece what I've learned is that. There I can break it down into four pieces right there are four.
Four things, four characteristics one is parenting, the other one is technology, third is impatience and the fourth is environment. The generation that we call the Millennials too many of them grew up subject to not my words failed parenting strategies where for example they were told that they were special all the time. They were told that, they have anything they want in life just because they want it some of them got into honors classes not because they deserved it but because their parents complained and some of them got “A” is not because they earned them but because the teachers didn't want to do with the parents.
Some kids got participation medals, you got a medal for coming in last right which the science we know is pretty clear which is it devalues the medal and the reward for those who actually work hard and that actually makes the person who comes in last to feel embarrassed because they know they didn't deserve it. So that makes them feel worse right, so you take this group of people and they graduate school and they get a job and they're thrust into an it into the real world and in an instant they find out they're not special their moms can't get them a promotion. That you get nothing for coming in last and by the way you can't just have it cuz you want it and in an instant their entire self-image is shattered and so you have an entire generation that's growing up with lower self-esteem than previous generations.
The other problem to compound, it is we're growing up in a Facebook, Instagram world in other words. We're good at putting filters on things. We're good at showing people that life is amazing even though I'm depressed and so everybody sounds tough and everybody sounds like they got it all figure it out and the reality is there's very little toughness and most people don't have it figure it out and so when the more senior people say well what we do, they sound like this is what you got it in and they have no clue, so you have an entire generation growing up with lower self-esteem than previous generations right through no fault of their own through no fault of their own right they were dealt a bad hand now let's add in technology.
We know that engagement with social media and our cell phones releases a chemical called dopamine. That's why when you get a text it feels good, all right so you know we've all had it where you're feeling a little bit down or feeling a bit lonely and so you send out ten texts to ten friends you know, Hi! Hi! Hi! Hi! Hi! cuz it feels good. when you get a response it's why we count the likes, it's why we go back ten times to see if and if it's going, if our mints and my Instagram is growing slower and what I did I do something wrong, do they don't like me anymore, right the trauma for young kids to be unfriended right because we know when you get it you get a hit a dopamine which feels good. It's why we like it. It's why we keep going back to it. Dopamine is the exact same chemical that makes us feel good, when we smoke when we drink and when we gamble in other words. It's highly! highly addictive right. We have age restrictions on smoking gambling and alcohol and we have no age restrictions on social media and cell phones which is the equivalent of opening up the liquor cabinet and saying to our teenagers.
Hey by the way this adolescence thing if it gets you down but that's basically what's happening, that's basically what's happening right that's basically what happened. You have an entire generation that has access to an addictive numbing to chemical called dopamine, through social media and cellphones as they're going through the high stress of adolescence. Why is this important almost every alcoholic discovered alcohol when they were teenagers. When we're very young the only approval we need is the approval of our parents and as we go through adolescence we make this transition where we now need the approval of our peers very frustrating for our parents very important for us that allows us to acculturate outside of our immediate families into the broader tribe right it's a highly, highly stressful and anxious period of our lives and we're supposed to learn to rely on our friends.
Some people quite by accident discover alcohol and numbing effects of dopamine them cope with the stresses and anxieties of adolescence unfortunately that becomes hardwired in their brains and for the rest of their lives. When they suffer significant stress they will not turn into a person they will turn to the bottle.
Social stress, financial stress and career stress that's pretty much the primary reasons, why an alcoholic drinks. what's happening is because we're out allowing unfettered access to these dopamine producing devices and media. Basically it's becoming hardwired and what we're seeing is as they grow older too many kids don't know how to form deep meaningful relationships. Their words not mine they will admit that many of their friendships are superficial. They will admit that their friends that they don't count on their friends they don't rely on their friends they have fun with their friends but they also know that their friends will cancel out them that something better comes along. Deep meaningful relationships are not there because they never practice the skill set and worse they don't have the coping mechanisms to deal with stress so when significant stress starts to show up in their lives. They're not turning to a person, they're turning to a device, they're turning to social media, they're turning to these things which offer temporary relief.
We know the science is clear. We know that people who spend more time on Facebook so far higher rates of depression than people spend less time on Facebook. These things balanced alcohol is not bad too much alcohol is bad gambling is fun too much gambling is dangerous. There's nothing wrong with social media and cell phones, it's the imbalance if you're sitting at dinner with your friends and you're texting somebody who's not there that's a problem that's an addiction. if you're sitting in a meeting with people you're supposed to be listening to and speaking and you put your phone on the table face up or face down I don't care that sends a subconscious message to the room and you're not just, you're just not that important to me right now, right! that's what happens and the fact that you cannot put it away is because you are addicted, right! if you wake up and you check your phone before you say good morning to your girlfriend, boyfriend or spouse you have an addiction and like all addiction in time it will destroy relationships it'll cost time and it'll cost money and it'll make your life worse so you have a generation growing up with lower self-esteem that doesn't have the coping mechanisms to do with stress and stress now you add in the sense of impatience. 
They've grown up in a world of instant gratification you want to buy something you go on Amazon. It arrives the next day, you want to watch a movie log on and watch a movie, you don't check the movie times, you want to watch your TV show binge you don't even have to wait week to week to week right I know people who skip seasons just so they can binge at the end of the season right instant gratification. You want to go on a date you don't even have to learn how to be like you don't even have to learn and practice that skill you don't have to be the uncomfortable into insists is yes when you mean known says no when you mean no mean yes when you. You have to swipe right think I'm a stud right. You don't have to learn the social coping mechanisms everything you want. You can have instantaneously everything you want instant gratification except job satisfaction and strength of relationships there aren’t no app for that. They are slow meandering uncomfortable messy processes and so I keep meeting these wonderful fantastic idealistic hard-working smart kids they just graduated school. They're in their entry-level job, I sit down with them when I go hasn't going they go I think I'm gonna quit they're like I'm not making an impact.
I'm like you've been here eight months it's as if they're standing at the foot of a mountain and they have this abstract concept called impact but they want to have in the world which is the summit. What they don't see is the mountain. I don't care if you go up the mountain quickly or slowly but there's still a mountain and so what this young generation needs to learn is patience. that some things that really, really matter like love or job fulfillment joy love of life self-confidence a skill set any of these things all of these things take time. Sometimes you can expedite pieces of it but the overall journey is arduous and long and difficult and if you don't ask for help and learn that skill set you will fall off the mountain or you will the worst case scenario the worst case scenario and we're already seeing it the worst case scenario is we're seeing increase in suicide rates we're seeing an increase in this generation we're seeing increase in accidental deaths due to drug overdoses. We're seeing more and more kids drop out of school or take leaves of absence due to depression unheard of these are this is really bad the best-case scenario. The bet those are all bad cases, right! The best case scenario is you'll have an entire population growing up and going through life and just never really finding joy.
It'll never really find deep, deep fulfillment and work or in life they'll just walk through life and it'll change just it's fine how's your job it's fine the same is yesterday how's your relationship it's fine like that’s. The best-case scenario which leads me to the fourth point which is environment. 
Which is we're taking this amazing group of young fantastic kids would just dealt a bad hand it's no fault of their own and we put them in corporate environments that care more about the numbers than they do about the kids. They care more about the short-term gains than the long-term life of this young human being. We care more about the year than the lifetime, right! and so we are putting them in corporate environments that aren't helping them build their confidence.
That aren't helping them learn the skills of cooperation that aren't helping them overcome the challenges of a digital world and finding more balance. That isn't helping them overcome the need to have instant gratification and teach them the joys and impact when the fulfillment you get from working hard over on something for a long time. That cannot be done in a month or even in a year and so we're thrusting to them. Them in corporate environments and the worst part about, it is they think it's them they blame themselves they can't they think it's them who can't deal and so it makes it all worse, it's not I'm here to tell them it's not them it's the corporations.
It's the corporate environments it's the total lack of good leadership in our world today that is making them feel the way they do. They would dealt a bad hand in it and I hate to say it but it's the company's responsibility sucks to be you like we have no choice, right! this is what we got and I wish that society and their parents did a better job they didn't so we're goanna we're getting them in our companies and we now have to pick up the slack we have to work extra hard to figure out the ways that we build their confidence. We have to work extra hard to find ways to teach them social. 
The social skills that they're missing out on there should be no cell phones and conference rooms none zero and I don't mean the kind of like sitting outside waiting to text. I mean like when you're sitting and waiting for a meeting to start nobody go this is what we all do. We all sit here and wait for the meeting to start meaning starting okay. When we start the meeting no that's not how relationships are formed remember we talked about it's the little things relationships were formed this way we're waiting for a meeting to start me go how's your dad? I heard he was in hospital! oh he's really good, thanks for asking! He's actually at home there it was really amazing. I know it was really scary for them that's how you form relationships hey did you ever get that report on oh my god no I didn't. I'll help you out I totally uh can I help you out with that really that's how trust forms. 
Trust doesn't form at an event in a day even bad times don't form trust immediately, it's the slow steady consistency and we have to create mechanisms where we allow for those little innocuous interactions to happen but when we allow cell phones and companies we just okay have a meeting and then my favorite is like when there's a cell phone there and you go like that you go it rings ago I'm not gonna answer that Mr. magnanimous. 
You know when you're out for dinner with your friends like. I do this with my friends, when we're going out for dinner and we're leaving together we'll leave our cellphones at home. Who are we calling maybe one of us will bring a phone in case we need to pull a new booth or take a picture of our meal ideal it's been about the same I mean it looked really good we'll take one phone and so it's like an alcoholic. The reason you take the alcohol out of the house sweet is because we cannot trust our willpower.

We're just not strong enough but when you remove the temptation it actually makes it a lot easier and so when you just say don't check your phone people literally will go like this and somebody will go to the bathroom and what's the first thing we do because I wouldn't want to look around the restaurant for a minute and a half but if you don't have the phone you just kind of enjoy the world and that's where ideas happen. The constant, constant, constant engagement is not where you have innovation and ideas, ideas happen when our minds wander and we go and you see something on can do that that's called innovation right but we're taking away all those little moments right you should not and none of us none of us should charge our phones by our beds we should be charging our phones in the living rooms right remove the temptation you wake up in the middle of night cuz you can't sleep you won't check your phone which makes it worse but if it's in the living room it's relaxed it's fine. Hiya! but it's my alarm clock fine alarm clock they cost $8 I'll buy you but the point is we now in industry whether we like it or not we don't get a choice we now have a responsibility to make up the shortfall and to help this amazing idealistic, fantastic generation build their countries learn patience learn the social skills find a better balance between life and technology because quite frankly it's. It’s the right thing to do. 

"You Will Never Be Poor Again" | START DOING THIS TODAY!!!

Speaker: Robert Kiyosaki                  Interviewer:  Brian Rose



                         They don't want what we know out there. They'll never get those on CNBC But our school system will never tell us it does their part of the posse Fake money, fake teachers, fake asset, fake future and stay back. I know the game of the rich, my rich dad taught me, You know it, because you're the banker , the bankers are the rich plays it’s different than what they teach you in school all over the world. 

What the school teach you about money? And the answer is nothing, and that's not a mistake that’s not an accident I knew that most people know that. The way to keep the poor and middle class working hard has never taught them what the rich know. So if you read “Rich Dad Poor Dad which came out in 1997.” It's, what the rich teach their kids about money the poor middle class do not, Poverty Hurts.

I mean, I don't like it And I don't like that our academic systems so corrupt, we know the banking system is corrupt. We know politics is corrupt but academics are just as corrupt.

I mean one thing if it's the banking and the politics but this is where we send our children and we trust them to do the right things for them and yet, they're being not taught something so fundamental. Like you asked your dad when you were a kid, Dad...you asked your teacher, When are you going to tell or teach us about money? And it was just…

Never! And they'll never will, you know something what do you know? Share it! What is financial education? It's not get a job, work hard, save money and invest in a well-diversified portfolio, Stocks, bonds, mutual funds and ATFs. The financial industry is two things, debt and taxes.

In 1971 Nixon took the dollar off the gold standard and the US dollar became debt and we still tell kids to go to school get a job, Work hard, save money and get out of debt. Now who tells them to do that? That's the most ridiculous thing.

The book starts and it says, line number 1: Saving money will make you rich.

Yah, it never will, you know that all. We were all taught that as kids. Why would you save it? And why would you work for it, if they can print it? And faster than you can work for it. Why do you keep saving when they're printing it? Rich don't work for money. Don't you touch that stuff?

[Interviewer]   It's very subtle. Yeah, they don't say I'm going to train you to be a worker bee the rest of your life. But they educate you in a way where that's what you come out,

Right!

What else, what was he trying to do those first few months when you were working for him? What was he trying to get across you? Because he taught you the hard way about money,

Let’s just say, if you’re going to be a successful in your lives, you’ve got to find the best teachers, and a great teacher is somebody who comes from the inside, not the outside But in school, you don't know if your instructor is for real or not. That's where the fake teacher comes from. I Said, I want you to teach me about money. So it was so why should I teach you? He said but it if I teach you work for me for free And I said why for free my dad my poor debt whatnots. He says is if I pay you, think like an employee. Your brains will your brain will change if you learn never to work for money, you'll be a rich man And this is powerful once you give someone a paycheck their brain turns off, right because it had been the promise of a pension Right and job security which is kind of a paycheck in disguise Correct After you stopped give the man a fish eats for the day, teach him to fish eats for a lifetime and most poor people confuse Assets and the liabilities. They think their home is an asset. It's actually a liability right an asset. Is a noun like a house? Cash flow is a verb, so to understand if it's an asset or liability. It takes a noun + verb.

So if the cash is flying out of your pocket, it's a liability. If the cash is flowing into your pocket has it burn? That's it. So I own 7,000 rental properties also assets every month the cash flows in. Where as many people have the big house of the hill and the cash is flowing out right now. They're going broke, right? It's like a frame of mind the other thing the poor don't understand is the number one expense for most people as taxes and Yet we don't even see it. Isn't that weird you walk around and you look at the paycheck and say oh! that doesn't seem right and you don't realize that. The government's got a huge hand in your pocket and you are doing nothing to minimize that again.

This is what was very different about the rich and the poor. The rich don't work for money is number one expensive tax See, there are three kinds of income earned portfolio passes. So earned income is if I get a job that's earned income if I'm a doctor or a programmer. That's burning because I'm working for if I buy US by pilots an apple for ten dollars I sent over 20, that's Portfolio income capital gains. Yeah But passive income which is cash flow. Is never taxed? That's all of these guys are screaming right now in America tax, too Rich as a good luck because most of the guys complaining they don't know the three kinds of income and the rich don't have jobs. Anyway, they have assets And so the average small out there poor guy, you know sent the kid to school. They don't learn this. You see very few people will buy what I do, Make a million dollars and pay zero tax and my rich dad taught me that playing Monopoly. That's how it started, you know for green houses one red hotel Or the McDonald's for me. I write about it McDonald's Ray Kroc. Yeah McDonald's is in the real estate business. So they sell hamburgers, but they buy real estates. They pay no taxes. You know this guy Bezos, but he's sixteen billion dollars. How much tax did append on 16 billion? And that's all legal, anyone can do it. It everybody could to put everyone most people lack the education. So once you learn how to use debt as money you can never say I can't afford it because the banks will give you, so the banks after the crash of 2008. The banks gave me 300 million dollars tax-free when they asked the average guys that can you, why don't you use a debt? 

They can't even get a loan because there are scores their FICO scores when only we have them here are so bad. The school teachers will never tell you about because they don't know, its my poor dad. Never knew that. You don't know if something as an asset a liability. Until you can see which way the cash flows. So a house is that it hasn't a liability well, if it's taking money from your pocket, it's liability. It's putting money in your pocket, it’s an asset. The US government wants me to provide housing, Wants me to provide jobs, and wants me to borrow money because that's how money is created through debt. I get huge tax breaks. Everybody can do the same thing if they had the financial education to do it. If people understood the tax code we'd be more prosperous but can poverty be passed through genetic. Yes, because it's some type of way of thinking it's an attitude. It's very simple when I wanted people ask you, How do I stop it? I just never say I can't afford it ask yourself, How can I the reason I have so much money is because I don't say I can't do it. I just got how can I do? And I guess one to it. I make a lot of mistakes But that's how I learned, how can I and poor people like my poured that always that I can't afford it. You think I'm made of money? I'm a school teacher. I can't do that and I picked that up and my rich dad never said those words. So when I make poor people that use the words, I can't a lot, So the people that said I can't afford it. I can't do this. I can't get to college the rich. Are you able them? I choose not to participate in that and that's one thing people could change today Right now is that dialog in their head to stop saying the word can't I can't right. 

So, how can how can I especially as in I can't afford it. How can I afford that because that opens them up to looking at it as an investment to a greater future? Right, you know when I borrowed three hundred million dollars, I couldn't do it when I told I went to ask And I got turned down so many times as a hill and every time I showed the back of my financials they go, Sorry, I said look do me a favor. Why did you turn me down? You tell me, your business out. The numbers are out here. So I get these numbers fixed. Can I come see you again? Because sure so it's called rejection same as my wife rejected me for six months. It's just a matter of personal willpower was a spiritual to signal if they can do it. I can do it and how can I, how can I, and I think it's you once said words become flesh. Yep. I was a Bible to Intelligence increases through your mistakes through the ups and downs of what you've learned Real Estate's, real estate what I learned made me enriches not the money. You don't need money to make money, you know, I think all of us every human being has at low point in their life and if they get the message a new life begins. 

If you don't get the message they keep going down. The richer I got was because I didn't need any money I could use this to make money, but how did I get there? So I made a lot of mistakes People are afraid of making mistakes and all those for fear of failing. So many people trapped in the same device.