8 REAL Things Poor People Do That The Rich Don’t

Internet is filled with videos, Articles and books such as 10 things poor people do that the rich don’t or 15 things rich people do that the poor don’t or something along those lines. Many of them are quite interesting and are fun to read or watch but they don’t really explain the difference.
DO you really think that the difference between the rich and poor is that, poor people watch TV while the Rich don’t or rich people shower more often compare to the poor? Neither do I, if you suddenly start showering more often or watching less TV, you are not going to get rich because the real difference is in the mentality, in the way, the play the game of money. And in this Post, we are going to take a look at 8 things that poor people do that are keeping them poor.

Number 1, Poor People Play Defense. If you were to play any game strictly on defense, what are the chances of you winning that game? Extremely low or none, right? And yet, most people play the game of money exactly like that. Their primary goal is not to win or to be at the top but rather not to lose. They just want to pay all the bills and stay out of the debt. The problem with this strategy is that when your goal is too simply to be above the water, that's maximum what you will get. Of course, some people are little better than that, they save 10 percent of their income, invest it in the stock market and just hope that the stock market doesn’t collapse so that when they get old, they will have something to rely on. But until then, they will be locked into the comfort zone of a small paycheck! There is absolutely nothing wrong with that, but if your goal is to simply pay the bills, you will just stay wherever you are. If you want to create real wealth, you should stop playing defense and start playing offense and shoot for the stars. As a wise man once said: “If you shoot for the stars, you’ll at least hit the moon.”

Number 2, Next, Poor People Do Not Value Freedom When I say freedom, I do not mean living in a democracy or not. Freedom means living the life that you want, and not the one that someone else wants you to live, doing what you want, how you want and where you want! That's why you find a lot of people say: Money isn’t important! Don't make your life all about money! Or the most famous of them: Money is the root of all evils! And yet you find those people working all of their life from morning till evening for some pennies just to keep the bill collectors away from their house. Doing the job that they wish they can quite, not only because they hate the job, but they also probably hate their boss! And if they had the opportunity, they would quit that job. That's why money equals freedom! So, how do you expect yourself to chase money if you look at it as something negative? Rich people keep getting richer because it gives them more and more freedom to do with their lives what they want.

Number 3, Poor people work hard for their money It sounds a bit controversial, aren’t you suppose to work hard for your money. Let me explain. What do most people do if they want to make more money? They work harder to get promoted and if that’s not enough, they might consider working overtime or getting a second job.  The problem with this is that, no matter how much you are paid, at the end of the day, your time is limited. And rich people perfectly understand that, so instead of working hard for their money, they let their money work hard for them.  They look at money as a tool that can earn them even more money and not simply a piece of paper they can use to buy what they want like most people treat money. Of course, first you probably will have to work hard for the money, but it's temporary for the rich while it's permanent for the poor. Once you make enough where your money can replace you, you will have more freedom!
Number 4, Poor People Focus On Obstacles One of my friends wants to start a chain of restaurants. In fact, he has been telling me that for the last 3 or 4 years but every time I ask him why he hasn’t started yet, he typical response, I don’t have the money and I don’t want to get into debt. And that’s the problem. Poor people are constantly looking for something to go wrong. In these 4 years, he could have found an investor or at least saved up enough to start. He hasn’t even studied the market, he doesn’t even have a plan. He believes that if he gets the money, the rest will somehow magically happens. But what will end up happening is that, he will just come across another obstacle. It doesn’t matter what business you want to get in, there will always be obstacles, there are millions of things that could go wrong. And if you are like my friend who isn’t doing anything but complains how difficult it is, you are probably in the same dark financial position that he is. Some people are even on a different level, even if they have the money and all the essentials, they will say things such as: What if it doesn’t work? What if people are going to know that I have failed! For God's sake, no one cares about that.
Number 5, Poor people chose to be paid based on time How often do you hear people say, I deserve to be paid 50 bucks an hour or 60 bucks. I have a degree from such and such school, I work harder than any else, I am smarter or more talented. You know what! No one gives a damn, Would you watch this video because I have spent so and so hour creating it? What matters at the end of the day is how much value you can deliver. You might be working harder than Jeff Bezos, but Bezos will be making 4.5 million dollars an hour and you won’t because while you are complaining, his company is providing value to millions of people all around the globe.
Number 6, Poor People resent rich and successful people The other day, I was watching an interview with a successful and quite famous entrepreneur. Then, I scrolled down to read some of the comments and a lot of people were like. This douchbag doesn’t deserve to be on this channel, he is a scumbag. And it really freaked me out, the guy worked hard to be in that position, Even if he has inherited some of his wealth, he is probably much more disciplined than you. Some people seem to have some kind of moral obligation to hate the top 1 percent or certain rich families. Here is a life hack! instead of hating them, how about you join them!
Number 7, poor people think they know everything this is the most ridiculers’ one. What do people do when they face financial problems? They complain about it, there are bazillion number of things you can blame, starting from politicians that run the country and ending it with your boss. But if you tell him to pick up a book and learn even the basics of money management. He will tell you, this is my money and I know how to take care of it, well, if you have figured everything out, why on earth you are always broke. And then they will give you even more excuses. And it's not only about money. But everything else. Haven’t you realized when people get into an argument, they try to prove that they are right, even if they are not, instead of trying to learn? And to be honest, I have had this mentality back when I was a teenager, I was quite stubborn. But then I realized that, If I keep going like this, I am never going to grow, So I stopped acting like I know everything, and start paying attention to my flows and How can I fix them.
Number 8, Poor People Mismanage their money knowing how to manage money isn’t something you are born with, but rather you have to learn. Just because you are making money, doesn’t mean you know how to manage it properly. People think that if they start managing their money, it will restrict their freedom. They don’t want to stick to a certain budget or think hard before buying something. They finally got the paycheck and they want to enjoy it. But the truth is, if you don’t manage your money, you will never achieve financial independence and that short term feeling of mindless satisfaction isn’t real freedom.  And secondly, people think that you need to make a lot of money to manage it. Trust me, it gets way more difficult than you think and if you can’t even handle your paycheck properly, do you think you can manage 10 times that amount? By now, you probably have already realized that what makes poor people really poor is a poor mentality and not having money is one of the consequences of that. The good news is that you can change your mentality.

 That doesn’t you mean, the next day you will be sitting on a pile of cash. No, but slowly, you will start looking at things differently, you will start thinking differently and instead of complaining, you will start taking advantage of all the opportunities that you are coming across and over time, you will improve your financial situation. A wise man once said: the best way to help the poor is not to become one of them. This Article is based on a book Secrets of the Millionaire Mind by Harv Eker. It's an amazing book, I would recommend Everyone

3 Best Best Habits of Rich People

3 Best Best Habits of Rich People

By: John Crestani

Have you ever wondered why you struggle financially? Why you always seem to have no money at the end of every month? Or you've never been able to save up enough for your retirement? Well, the reason is because you have the habits of poor people. And the thing is rich people have different habits. 
And in this Article, I'm going to be going over the 3 habits of rich people that allow them to continue making more money. It's not an act. Getting rich is not just an act. It's not like you pick up a lottery ticket and suddenly you're rich. It's not luck. It's a habit, it's a process that can be learned. And I'm going to be going over these 3 elements that are going to help you get embody the habits of rich people. 
Keep reading and take notes and help take your life to the next level. So, I've made millions of dollars in my internet business. I have enough money to retire. And the thing you need to know is that rich people and poor people have very different habits. And you know, we do the same things every day. We just kind of go by the same cycle all the time. And in order to change you know your bank account from being less than a desirable to the point where you get excited to look at every time, your bank has more money in it. You've got to change up your essential habits. And these 3 things are the essential habits of rich people that I'm going to try to distill for you. I don't know everything. You know, I'm not saying this is the ultimate. You know, I'm not a billionaire but these are 3 things that I found that are very different from people with poor mindsets and rich mindsets. 
Now, the first thing is that rich people count their money, okay? Count their money. Now, you would think that somebody like me you know, I'm making hundreds of thousands of dollars a month in my business would not feel the need to actually count all of my costs and look at what each line item on my credit card I was spending money on. And use mint and kind of categorize my expenses and where I'm over, where I'm under. But the reality is, is that I spend and many of the people I know who are very wealthy are crazy about counting where their money's going. Where it's coming from.  Knowing exactly all of these different elements about their money. Poor people, they get a bill and they say, "Ugh!" You know, they get a tax bill at the end of the year that might be one of the only times they actually count their money. And poor people get a tax bill and they say, "Ugh! Screw it. Got to pay it." And they send their money to the government, right? But rich people, what we do is we look at the tax but when we say, "Hmm. Cool. Opportunity for negotiation. I wonder how much I can get this down." And I'm in the highest tax bracket, income wise and I probably paid closer to the lowest tax bracket because I negotiated. I found the deductions. I hired somebody who was knowledgeable in this space for a fraction of the money that it costs to save me the hundreds of thousands of dollars I did. So, we count our money. We figure out where it's coming from. What we can do to maximize things. What we can do to save things. We don't just go out and say, "Oh! Cool. I have a thousand dollars left in my bank account at the end of the month.
" Now, the second thing about rich people is that rich people pay themselves first. Pay yourself first. Okay. Now, paying yourself first does not mean buying yourself that car, getting yourself a vacation to reward yourself or it doesn't mean any of that stuff. What paying yourself first means is actually paying yourself a salary. Putting that money into 401k. Saving that up. Putting that in you know, expense everything you can through your business or through your company or whatever you do. You know, even as an employee, you can set up an LLC and expense everything through there but you pay yourself first, okay? I'm saving up money every single month even though I have very high earning power and I very high confidence in my business doing well. I always make sure that at the end of the day I am always making money before anybody else. It always happens. I'm saving up money for myself in my personal bank account, my 401k, etc. Pay yourself first and you'll do better. 
Now, the third part of this is know how to improve your income. Now, I just got to take off my jacket for this because this part makes me angry. And people don't understand this. Knowing how to improve your income, you need to go to what I call the money equation, okay? What is your money equation? Do you even know what your money equation is? Everybody has a money equation attached to the back of their head. And you are only going to ever be as good as your money equation. Now, let's look at this, right? So, let's say you're working a job. You're getting paid $20 an hour, right? Your money equation is hours times $20, right? Very simple. The most your money equation can ever be is 168 which is the number of hours in a week times $20. Therefore the most money you can possibly ever make is around $12,000 a month, right? So now, you have a number. You know the most you can possibly ever hope to earn is 20 times the number of hours a week. But that's not feasible to actually do. You know, so you have to account for sleep and some of these other things. But either way, you have a very clear maximum to the amount of money. You can make this doesn't give a lot of opportunity for improvement. And even if you go for raises or promotions, probably the most you will get a raise for is up to 20% of your income. 
So, that 12,000 you could times it by 1.2 and the most your money equation will ever get up to is about you know, 14-15 thousand dollars. So, that is a very real number. Your range is determined by the number of hours. Now, similarly, if you're working a salary job, your money equation is salary times the year. It's very simple. And that's the most you can ever make. Now, if you want to save up for retirement, if you want to save up money, if you're working in a big city, 12,000 a month isn't necessarily going to give you a lot of money to save you. In fact, $12,000 a month is actually just above the poverty line in San Francisco. So, you need to change your money equation. Another example of a money equation is if you are running an agency. Or if you're you know working on clients like a social media marketing agency like I used to do. I could only handle about 5 to 10 clients per month. 10 clients per month max was the amount of clients that I could handle. You know, just each client took more time. So my money equation was basically, I was charging $500 and it was times 10, okay? Now, my money equation was very limited, okay? And I had to change. You know, but my equation was basically clients times 10. Because I knew that was the most number of clients that I could personally deal with Phone calls and campaign builds and landing page builds per month. But I had a very easy way to change this. And I remember I went to an event in 2012, right? I was never able to replace the income I made from my job. I was making 6,000 a month and I could only manage 10 clients a month part-time. 
Now, I went to this seminar. And this really tall man with big teeth and big hands, he forced me to question myself and ask me. And by the way, if you know who this really tall man with big teeth and big hands is type it in the comments. I'll give a big virtual hug to everybody who knows who I'm talking about. But this person asked me to question what am I doing. And if I continue going the same route, will I ever get to my goal? And I realized my equation is wrong. And I've got to change my equation. Now, my equation was I charged each client $500 per month. But when I realized that this I could change that. And I realized that I could change my own wealth equation and I could start charging clients $10,000 a month, right? This is what I did. And I realized I could do and I could make as much as $100,000 a month which is what I wanted to get to. I changed my wealth equation around. And I was able to get there. 
Within a few months, I got 3 clients that were paying me $10,000 a month. Now, I had to talk to different people. I had to change up a little bit of what I was offering. Really, actually I just had to find new places, new prospects to talk to. And I was able to get to my goal a few years later of $100,000 a month in my business. 2 or 3 years later, I got there. And that was life-changing. But you have to understand know how to improve your income. Know your wealth equation and you will be able to figure out what you need to improve it. Now, I teach affiliate marketing and affiliate marketing is based on results. If you can sell one of these products, you'll get $50. If you sell 10 of these products, you'll get $500. So your wealth equation is based on results that you get for company. The results equation, the money equation built in allows for exponential growth. 
Allows for unrealistic incomes by modern day standards. And if you just start mining in the right place, if you just start doing a business where your money equation allows you to reach whatever income goal you want, you can get there. But the point is you need to change your money equation around first. 

Let's start realizing that poor and rich, they're mindsets put in to us by the media, by society, by the education system and by our family and we can change that around if we want to. So, dedicate yourself to getting there.